You get bombarded with them on a daily basis. They come in your mail by the dozens per month. When you go shopping at your favorite department store, they offer you one so you can 1 percent off your purchase. Instant approval credit cards—do you really need them? Are they such a great idea? Anything that seems that easy to get can’t all be silver lining. There must be some dark clouds in there too. Instant approval, though, can be a extremely convenient way to build up some credit for yourse
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